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Category — Home Buying Tips

The Complete Guide To Buying A Home in Des Moines

Great news for anyone who is looking to buy a new home in Des Moines, Iowa. Local Mortgage Professional STEVE SCHRADERBACHAR has just released his brand new book — The Complete Guide to Buying a Home in Des Moines.

The Complete Guide To Buying A Home in Des Moines is now available.

The Complete Guide To Buying A Home in Des Moines is designed to help everyone — from first time buyers, to move up home buyers, and even people relocating to Des Moines and the surrounding Central Iowa area. This book helps consumers better understand how to properly purchase a home in Des Moines, with implementable strategies outlined in detail, helping potential home buyers have as much knowledge as possible on buying a home in Des Moines.

It is more important than ever for today’s consumer to be well educated in the home buying process. The Complete Guide to Buying a Home in Des Moines walks the consumer through all aspects of buying a new home, from the initial search, finding a qualified realtor to help throughout the process, to mortgage financing, inspections, and ultimately closing on their new home.

With home values, prices, and information about the housing market as a whole being so prevalent in today’s media, it is very important that buyers understand how to buy a home and whether it even makes sense to buy for their particular situation. The Complete Guide To Buying a Home In Des Moines goes through all of those scenarios step by step — and much more!

Further information on the book is available online here: The Complete Guide To Buying A Home In Des Moines.

Steve SchraderBachar is a local mortgage planning expert in Des Moines specializing in educating and empowering the residents of Des Moines and all of Central Iowa on the value, importance, and steps to responsible home ownership. Steve SchraderBachar can be reach via email at MortgageLoansBySteve@gmail.com or telephone at 515-289-4381.

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June 11, 2010   Steve SchraderBachar is a local mortgage planning expert who resides in Iowa and provides service to the clients of his mortgage planning practice across the Midwest.  You can reach Steve at 1-515-289-4381 or 515-360-5197.

Don’t Let the Fine Print Kill Your Deal

the fine print

Many buyers want to get the perfect deal. Maybe you’re determined to do all of your research up front so you know exactly how much to budget for repairs, home improvements and resolving any issues in your new home. That’s a reasonable desire, but don’t let the fine print ruin your deal.  

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January 27, 2010   Steve SchraderBachar is a local mortgage planning expert who resides in Iowa and provides service to the clients of his mortgage planning practice across the Midwest.  You can reach Steve at 1-515-289-4381 or 515-360-5197.

Five Factors that can Make or Break a Deal

art of negotiating real estate dealsIn the art of negotiation, you walk a fine line between getting the best deal you can get and ruining your deal. Balancing on that line can be challenging, so make sure you understand the factors that can make or break a deal before you accidentally ruin your deal.  

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January 26, 2010   Steve SchraderBachar is a local mortgage planning expert who resides in Iowa and provides service to the clients of his mortgage planning practice across the Midwest.  You can reach Steve at 1-515-289-4381 or 515-360-5197.

“Deal” is Largely a Matter of Perspective

home deal

When you’re ready to buy a home, you’re looking for a combination of factors. You want the right home, in the right neighborhood, with the right amenities for the right price. When you find that perfect home, you make an offer – and you’re on pins and needles wondering whether or not you’re going to get the deal. Keep in mind that “deal” is largely a matter of perspective, and you’ve mastered a key aspect of the home buying process.  

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January 19, 2010   Steve SchraderBachar is a local mortgage planning expert who resides in Iowa and provides service to the clients of his mortgage planning practice across the Midwest.  You can reach Steve at 1-515-289-4381 or 515-360-5197.

Five Tried-and-True Techniques to Control Your Emotions

home buying emotions

You’ve probably heard that you need to control your emotions if you’re trying to negotiate a home sale. You simply can’t conduct good negotiations if your emotions are ruling your reactions. To this end, you must be able to control your emotions, or you aren’t going to get the best deal you could get. Here are five tried-and-true techniques to control your emotions and get the best home-buying deal:  

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January 18, 2010   Steve SchraderBachar is a local mortgage planning expert who resides in Iowa and provides service to the clients of his mortgage planning practice across the Midwest.  You can reach Steve at 1-515-289-4381 or 515-360-5197.

Why the “Best Place to Live” Varies

best places to live

Many publications and organizations write special articles on the “Best Place to Live.” If you do enough research, you’ll find hundreds of places that claim to be the “Best Place to Live,” each with their own reasons to claim the title. While these articles can be helpful in getting information about new places, they don’t necessarily reflect your needs, and can actually be detrimental to finding a good place to live.  

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January 14, 2010   Steve SchraderBachar is a local mortgage planning expert who resides in Iowa and provides service to the clients of his mortgage planning practice across the Midwest.  You can reach Steve at 1-515-289-4381 or 515-360-5197.

Use Mortgage Websites to Research Mortgage Products

research

The Web is a great source of information for new homebuyers, but the trick is knowing how to sift and use the information. Take mortgage websites, for example. Most mortgage websites are simply glorified listings for mortgage lenders attempting to get you to apply for a mortgage. However, if you’re smart, you can use mortgage websites to research products and then work with a mortgage lender you trust.  

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January 12, 2010   Steve SchraderBachar is a local mortgage planning expert who resides in Iowa and provides service to the clients of his mortgage planning practice across the Midwest.  You can reach Steve at 1-515-289-4381 or 515-360-5197.

Beware of Home Valuation Tools

valuation tool

Many of the home valuation tools that you find on the Web don’t offer you the objective input that you need to truly determine an accurate home valuation. These tools are often referral sources for particular real estate agents, and only include a small sampling of properties specific to the real estate agent or company. To truly get an accurate home valuation, you need an objective sampling of comparable properties.  

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January 11, 2010   Steve SchraderBachar is a local mortgage planning expert who resides in Iowa and provides service to the clients of his mortgage planning practice across the Midwest.  You can reach Steve at 1-515-289-4381 or 515-360-5197.

Beware of Websites Promoting Foreclosures

foreclosure search

The Internet has many valuable resources for people shopping for a new home. All new homebuyers want a great deal, and in this economy, many people are promoting the value of finding homes in foreclosure. You may be able to find a great deal on a home in foreclosure, but using the Internet to find these homes can be a double-edged sword. Beware of websites promoting foreclosures, because they can turn around to haunt you in a variety of ways.

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January 7, 2010   Steve SchraderBachar is a local mortgage planning expert who resides in Iowa and provides service to the clients of his mortgage planning practice across the Midwest.  You can reach Steve at 1-515-289-4381 or 515-360-5197.

Evaluate School System Information before you Buy

evaluation of school system

School system information is one of the most important factors for people searching for a new home. Many families shopping for homes either have kids or plan to have kids in the near future, so finding a home in a good school system is an important consideration. Even if you don’t have children of your own, finding a home in a good school system can drastically improve your resale prospects, so make sure you evaluate your school system before you buy.  

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January 5, 2010   Steve SchraderBachar is a local mortgage planning expert who resides in Iowa and provides service to the clients of his mortgage planning practice across the Midwest.  You can reach Steve at 1-515-289-4381 or 515-360-5197.