Category — Budgeting
Choosing Between a 15-Year and a 30-Year Mortgage
Mortgages traditionally come in a 30-year variety; in fact, the most popular home loan by a big margin is a 30-year fixed mortgage. However, a 30-year mortgage isn’t your only option; mortgages also come in a 15-year variety, typically with a significantly higher payment. When should you choose 15, and when should you take 30?
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September 10, 2009 Steve SchraderBachar is a local mortgage planning expert who resides in Iowa and provides service to the clients of his mortgage planning practice across the Midwest. You can reach Steve at 1-515-289-4381 or 515-360-5197.
How Much of A House Can I Qualify For?
One of the most common questions I get from home buyers is “How much can I qualify for?” I can tell you what the maximum the lender will most likely approve you for, however, only you can determine what you can afford.
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September 3, 2009 Steve SchraderBachar is a local mortgage planning expert who resides in Iowa and provides service to the clients of his mortgage planning practice across the Midwest. You can reach Steve at 1-515-289-4381 or 515-360-5197.
How to Budget for Maintenance and Repairs
Buying a home is a big expense, but the expense doesn’t stop at the down payment and purchase costs. If you’re in the process of buying a home and calculating your mortgage payments and budget, make sure you budget for maintenance and repairs.
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July 23, 2009 Steve SchraderBachar is a local mortgage planning expert who resides in Iowa and provides service to the clients of his mortgage planning practice across the Midwest. You can reach Steve at 1-515-289-4381 or 515-360-5197.
Trim Your Budget to Buy Your Dream Home (part 2)
Once you’ve created a budget, you have a detailed tool that can help you figure out where to spend and where you can cut back. Some expenses are normal and may even be necessary, but most families have plenty of areas where they can cut back and free up cash in their budget.
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June 28, 2009 Steve SchraderBachar is a local mortgage planning expert who resides in Iowa and provides service to the clients of his mortgage planning practice across the Midwest. You can reach Steve at 1-515-289-4381 or 515-360-5197.
